Millennials make up the second-largest generation in U.S. history, representing 20 million American households. While millennials have been dubbed the renting generation by some, they are starting to make strides in the housing market. In the summer of 2014, 30% of home buyers were millennials, according to an analysis from realtor.com.

Even though more millennials plan to buy a home in 2015, your first home purchase can still be a scary proposition. After all, how do you know if you’re too young for homeownership? Here’s how to tell if you’re ready.

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