Homeowners usually see their payment to their home insurance company as a necessary evil. The coverage they offer helps protect your home, belongings, and investment, but those payments can hit your wallet hard.

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If you're a homeowner, you already know that keeping your property in tiptop shape requires dedication and patience for ongoing maintenance. But what if you've put your home on the market, or even accepted an offer? Perhaps you're thinking: Not my problem anymore.

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Nothing can take away the thrill of finally moving into a new home quite as quickly as discovering that something you love was damaged in the process. What's even worse? If it's something you love that's also very expensive to repair or replace.

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