What do you do when your family outgrows your house, or when the quirks of the place you once found charming aren’t so charming anymore? 

Is it smarter to move or improve? Here’s some advice to help you decide.

Selling Has Gotten Easier

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U.S. troops, especially reservists and National Guard members, who return from active-duty service will get a further break on avoiding foreclosure, as House and Senate lawmakers will agree to extend until the end of 2015 protections for military members that prevent a bank seizure on their home for a year after they complete active duty.

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In terms of refinancing, 2014 was pretty close to a dream, with rates hovering in the vicinity of 4%.

But even though this year is coming to a close, there’s still good news: Even if you haven’t refinanced yet, you haven’t missed the boat.

Rates are still low and buyers can lock in some great refinance rates, but it’s smarter to act sooner rather than later.

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The holidays, with all their joy and—let’s be honest—stress can feel overwhelming.

But there’s another way to look at the guests, the gifts, the cooking and the demands on your house: Use the holidays as the impetus to freshen up your home before the crowds come trooping through.

Here’s a few ways to spruce up your home for the holidays, in a way everyone can enjoy.

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